More Americans Stashing Cash in Home Safes

You have to be creative when hiding money at home.  Don’t keep it in the freezer, that’s the first place they will look.  Don’t keep it under your mattress, that’s the 2nd place they will look.  If you use a safe make sure it’s bolted to the floor and the wall.  Don’t keep it all in one place, if the burglar finds some money hidden he will think that’s all there is and won’t look for the rest. It wouldn’t hurt to have a dummy safe in semi plain view.  – Phoebe

Have Americans lost trust in banks? More folks are keeping valuables at home, whether in room-size vaults or under-bed safes.

When Carlos Felipe decided to shop for the ultimate night’s sleep, he headed to the New Jersey showroom of Hollandia, an Israeli manufacturer that creates custom beds running as much as $35,000. And sure enough, Felipe, a sales representative, found plenty of appealing features and options, from the adjustable bed frame powered by German-made motors to the hypoallergenic, antimicrobial latex mattress (the cover is “treated with aloe vera for a soft feel,” Hollandia boasts). But the accessory that most caught Felipe’s eye was designed to help him rest easy in a different way. It was a small safe, good for holding a few valuables or gold coins, ingeniously built into the base of a bed — a modern-day answer to the idea of stashing your savings under a mattress. A duly impressed Felipe plans on using it to store his wife’s jewelry and some extra cash: After all, he asks, what thief would look for such valuables in the frame of the bed itself?

In an era marked by financial turbulence, it’s probably not surprising that safes have become a popular commodity, with some manufacturers, retailers and installers reporting sales increases of as much as 40 percent from a few years ago. But the bigger eyebrow-raiser is what has happened to those iconic gray-steel boxes of yore: They’ve undergone an extreme makeover — or several of them. Taking the place of those old square combination jobs are a range of custom safes, from boutique showpieces to decoy models for the family den — not to mention the truly offbeat (a hideaway lockbox resembling, ahem, a pair of men’s underwear) and the seriously safe (an in-home vault with a price tag of more than $100,000). And that’s not even getting into the ever-broadening array of color choices (champagne marble, anyone?) “None of our safes should be hidden in a closet,” says Markus Dottling, principal at Dottling, a German specialty-safe manufacturer whose museum-worthy designs can cost more than the average American house.

One thing that isn’t driving the safe boom, apparently, is crime. Indeed, U.S. burglary rates have been plunging for years. Still, experts say that many savers and investors feel a lingering sense of insecurity in their finances — a hard-to-shake fear borne out of the jolting recession and, at times, wobbly recovery — which is helping to spur the new safeguarding mentality. Tyler D. Nunnally, founder and CEO of Upside Risk, an Atlanta firm that researches investor psychology, says sticking tangible assets in a safe can be a natural reaction to volatility in the markets. “People dislike loss twice as much as they like gains,” he says. “They want to protect what they have.” Growing numbers of these fearful types simply don’t trust their banks to protect them: In a Gallup poll last year, a record-high 36 percent of Americans said they had “very little” or “no” confidence in U.S. banks. (In 2008 and 2009, when the financial crisis was peaking, that figure stood at 22 and 29 percent, respectively.) And growing concern about identity theft has made some people more eager to keep their assets in a form they can see and count, says R. Brent Lang, an investment manager in Surrey, British Columbia: “By acquiring one password, someone can wipe out all your digital wealth,” he says.

Still, it says something about the resilience of the American consumer’s mentality that even when purchasing an item associated with all sorts of negatives (theft, fire, global economic collapse), more buyers are demanding products with a little flair. “When somebody is building a $100,000 custom closet, they don’t want a safe that looks like it belongs in the back of a delicatessen,” says Robert Tompkin, president of Prestige Safe, a high-end New York manufacturer. That sentiment has fed the growth of an incongruous industry, where financial paranoia meets a willingness to pursue a little luxury. When firearms collector Gary Hansen looked for a safe to store his $100,000 trove of rifles and pistols, he found out he could customize the interior so that his wife could also use it to store her jewelry — in velour-covered drawers, no less. The cost? Around $7,500, but Hansen says the his-and-hers combo saved him from a lot of squabbling. “I knew it couldn’t just be a safe for ‘Gary’s guns,'” he says.

continue reading  http://www.smartmoney.com/plan/banking/more-americans-keeping-valuables-in-safes-at-home-1334333683624/

Introducing one of my new favorite blogs.  Lots of great survival articles and advice.

rmactsc

Very few of us will have to deal with surviving a plane crash or surviving a ship sinking…..however many of us may have to face more routine survival scenarios such as extended power outages due to storms, etc.  Are you prepared if you have no power for 10 to 20 days?  The following are some considerations for real world survival.

  • Have a workable, realistic survival plan and follow that plan.
  • Have a sufficient quantity of food and water on hand.  3 months worth per person set aside is a good target goal.  Don’t forget to have extra food available for your pets.
  • Have a sufficient quantity of firearms, mags and ammo as needed for defensive purposes.
  • Have a workable generator, proper wiring to run the whole house from the generator and sufficient quantities of safely stored fuel to run the generator.
  • Keep a sufficient supply of firewood on hand for your fireplace and…

View original post 134 more words

When the Trucks Stop, America Will Stop

Just In Time: When the Trucks Stop, America Will Stop (With Immediate and Catastrophic Consequences)

Mac Slavo
April 2nd, 2012
SHTFplan.com

Most Americans take for granted the intricate systems that make it possible for us to engage in seemingly mundane day to day tasks like filling up our gas tanks, loading up our shopping carts at the local grocery store, obtaining necessary medications, and even pouring ourselves a clean glass of water. When we wake up each morning we just expect that all of these things will work today the same way they worked yesterday. Very few have considered the complexity involved in the underlying infrastructure that keeps goods, services and commerce in America flowing. Fewer still have ever spent the time to contemplate the fragility of these systems or the consequences on food, water, health care, the financial system, and the economy if they are interrupted.

A report prepared for legislators and business leaders by the American Trucking Associations highlights just how critical our just-in-time inventory and delivery systems are, and assesses the impact on the general population in the event of an emergency or incident of national significance that disrupts the truck transportation systems which are responsible for carrying some ten billion tons of commodities and supplies across the United States each year.

A shut down of truck operations as a result of elevated threat levels, terrorist attacks, or pandemics would, according to the report, have “a swift and devastating impact on the food, healthcare, transportation, waste removal, retail, manufacturing, and financial sectors.

So too would events such as an EMP attack or a coordinated cyber-attack that could shut down global positioning systems and the computers responsible for inventory control. Another potential scenario that is more likely now than ever before is liquidity problems within the financial system stemming from currency crisis or hyperinflation. All of our just-in-time delivery systems are built upon the unhindered transfer of money and credit, but when credit flow becomes restricted or money becomes worthless, no one will be able to pay for their goods. Likewise, no one will trust the credit worthiness of anyone else. This is exactly the scenario playing out in Greece right now and the consequences on the health care industry in that country have left many without life saving drugs. When there’s no money, no one will be transporting anything.

The effects of a transportation shutdown for any reason would be immediate (in some cases, within hours) and absolutely catastrophic.

Excerpted from the American Truckers Associations report

Food

  • Significant shortages will occur in as little as three days, especially for perishable items following a national emergency and a ban on truck traffic.
  • Consumer fear and panic will exacerbate shortages. News of a truck stoppage—whether on the local level, state or regional level, or nationwide—will spur hoarding and drastic increases in consumer purchases of essential goods. Shortages will materialize quickly and could lead to civil unrest. (We’re seeing this in the UK right now)

Water

  • Supplies of clean drinking water will run dry in two to four weeks. For safety and security reasons, most water supply plants maintain a larger inventory of supplies than the typical business. However, the amount of chemical storage varies significantly and is site specific. According to the Chlorine Institute, most water treatment facilities receive chlorine in cylinders that are delivered by motor carriers. On average, trucks deliver purification chemicals to water supply plants every seven to 14 days. Without these chemicals, water cannot be purified and made safe for drinking.

Health Care

  • Without truck transportation, patient care within the truck stoppage zone will be immediately jeopardized. According to Cook, many hospitals have moved to a just-in-time inventory system. In fact, some work from a low-unit-of-measure system.  This means that essential basic supplies, such as syringes and catheters, are not ordered until the supplies are depleted. These systems depend on trucks to deliver needed supplies within hours of order placement. Internal redistribution of supplies in hospitals could forestall a crisis for a short time; however, in a matter of hours, hospitals would be unable to supply critical patient care.
  • If an incident of national significance produces mass injuries, truck transportation is the key to delivering urgently needed medical supplies necessary to save lives.
  • Hospitals and nursing homes will exhaust food supplies in as little as 24 hours
  • Pharmacy stocks of prescription drugs will be depleted quickly. According to the National Association of Chain Drug Stores, most of the nation’s 55,000 drug stores receive daily merchandise deliveries by truck.

Transportation

  • Service station fuel supplies will start to run out in just one to two days. An average service station requires a delivery every 2.4 days. Based on these statistics, the busiest service stations could run out of fuel within hours of a truck stoppage, with the remaining stations following within one to two days
  • Air, rail and maritime transportation will be disrupted.
  • A fuel shortage will create secondary effects. Without access to automobile travel, people will be unable to get to work causing labor shortages and increased economic damage. Without cars, many people cannot access grocery stores, banks, doctors, and other daily needs. Public bus systems will cease to operate as well, preventing many disabled and elderly people from accessing these necessities. Without fuel, police, fire, rescue and other public service vehicles will be paralyzed, further jeopardizing public safety.

Waste Removal

  • Within days of a truck stoppage, Americans will be literally buried in  garbage with serious health and environmental consequences. Further, without fuel deliveries, many waste processing facilities will be unable to operate equipment such as backhoes and incinerators.
  • Uncollected and deteriorating waste products create rich breeding grounds for microorganisms, insects, and other vermin. Hazardous materials and medical waste will introduce toxins as well as infectious diseases into living environments. Urban areas will, of course, be significantly impacted within just a couple of days.

Retail / Manufacturing / Economy

  • Replenishment of goods will be disrupted. Many of the nation’s leading retailers rely on just-in-time delivery to keep inventory levels as low as possible. Similar to the low-unit-of-measure hospital inventory system, these stores rely on frequent deliveries to replenish basic goods. Often, delivery of a shipment is not triggered until the current inventory is nearly depleted. Without truck deliveries, retailers will be unable to restock goods, including consumer basics such as bottled water, canned goods, and paper products.
  • Consumer behavior during emergencies triples the rate of inventory turn-over.Since many large retail outlets typically keep inventories as lean as possible, problems often arise quickly during truck transportation slowdowns that occur from crises such as hurricanes.
  • Just-in-time manufacturers will shut down assembly lines within hours. Major American manufacturers, ranging from computer manufacturers such as Dell and Compaq to major automakers such as GM and Ford, rely on just-in-time manufacturing. Without truck deliveries, component shortages and manufacturing delays will develop within hours

Financial Sector

  • ATM and branch bank cash resources will be exhausted quicky. In today’s fastpaced, high-technology economy, consumers access cash 24/7 from 370,000 ATMs nationwide. JP Morgan Chase, the nation’s second largest consumer bank, replenishes its 6,600 ATMs via armored truck delivery every two to three days. Given the increase in ATM activity that occurs before and after any type of crisis, ATMs would run out of cash much sooner.
  • Small and medium-size businesses will lose access to cash.
  • Regular bank functions will cease.

While an event that disrupts truck transportation systems may be unlikely, recent history suggests it is fully plausible and the blowback can be devastating. A day after Hurricane Katrina ravaged New Orleans, panicked government officials stopped all transportation flow into the region, forcing hundreds of trucks loaded with emergency supplies like food and water to wait for permission before they could enter the area. As a result, thousands of residents of the city were left without items essential for survival. It took days before truck routes were re-opened and supplies were allowed to flow. Government officials acting on limited information, lack of knowledge and personal politics were responsible for restricting the flow of goods into New Orleans, potentially killing hundreds of people in the process.

What this incident demonstrated  is that when the trucks in America stop, all commerce and delivery stops with it.

Now consider what may happen if the emergency is more widespread, affecting not just a city, but the population of an entire region or the United States in its entirety.

Via SHTFplan

When the Trucks Stop, America Will Stop

Most Americans take for granted the intricate systems that make it possible for us to engage in seemingly mundane day to day tasks like filling up our gas tanks, loading up our shopping carts at the local grocery store, obtaining necessary medications, and even pouring ourselves a clean glass of water. When we wake up each morning we just expect that all of these things will work today the same way they worked yesterday.*Very few have considered the complexity involved in the underlying infrastructure that keeps goods, services and commerce in America flowing. Fewer still have ever spent the time to contemplate the fragility of these systems or the consequences on food, water, health care, the financial system, and the economy if they are*interrupted.

A report prepared for legislators and business leaders by the American Trucking Associations highlights just how critical our just-in-time inventory and delivery systems are, and assesses the impact on the general population in the event of an emergency or incident of national significance that disrupts the truck transportation systems which are responsible for carrying some ten billion tons of commodities and supplies across the United States each year.

A shut down of truck operations as a result of elevated threat levels, terrorist attacks, or pandemics would, according to the report, have “a swift and devastating impact on the food, healthcare, transportation,*waste removal, retail, manufacturing, and financial sectors.”

So too would events*such as an EMP attack*or a coordinated cyber-attack that could shut down global positioning systems and the computers responsible for inventory control. Another potential scenario that is*more likely now than ever before is liquidity problems within the financial system stemming from currency crisis or hyperinflation. All of our just-in-time delivery systems are built upon the unhindered transfer of money and credit, but when credit flow becomes restricted or money becomes worthless, no one will be able to pay for their goods. Likewise, no one will trust the credit worthiness of anyone else. This is exactly the scenario playing out in Greece right now and the consequences on the health care industry in that country have left many without life saving drugs. When there’s no money, no one will be transporting anything.

The effects of a transportation shutdown for any reason would be immediate (in some cases, within hours) and absolutely catastrophic.

Excerpted from the American Truckers Associations report

Food

Significant shortages will occur in as little as three days, especially for perishable items following a national emergency and a ban on truck traffic.
Consumer fear and panic will exacerbate shortages.*News of a*truck stoppage—whether on the local level, state or regional level, or nationwide—will spur hoarding and drastic increases in consumer purchases of essential goods.*Shortages will materialize quickly and could lead to civil unrest. (We’re seeing this in the UK right now)
Water

Supplies of clean drinking water will run dry in two to four weeks.*For safety and security reasons, most water supply*plants maintain a larger inventory of supplies than the typical business. However, the*amount of chemical storage varies significantly and is site specific. According to the*Chlorine Institute, most water treatment facilities receive chlorine in cylinders that are delivered by motor carriers. On average, trucks*deliver purification chemicals to water supply plants every seven to 14 days. Without*these chemicals, water cannot be purified and made safe for drinking.
Health Care

Without truck transportation, patient care within the truck stoppage zone will be*immediately jeopardized. According to Cook, many hospitals have moved to a just-in-time inventory system. In fact, some work from a low-unit-of-measure system. *This means that essential basic supplies, such as syringes and catheters, are not ordered until the supplies are depleted. These systems depend on trucks to deliver needed supplies within hours of order placement. Internal redistribution of supplies in*hospitals could forestall a crisis for a short time; however, in a matter of hours,*hospitals would be unable to supply critical patient care.
If an incident of national significance produces mass injuries, truck transportation is the key to delivering urgently needed medical supplies necessary to save lives.
Hospitals and nursing homes will exhaust food supplies in as little as 24 hours
Pharmacy stocks of prescription drugs will be depleted quickly.*According to the National Association of Chain Drug Stores, most of*the nation’s 55,000 drug stores receive daily merchandise deliveries by truck.
Transportation

Service station fuel supplies will start to run out in just one to two days.*An average service station requires a*delivery every 2.4 days. Based on these statistics, the busiest service stations could*run out of fuel within hours of a truck stoppage, with the remaining stations following*within one to two days
Air, rail and maritime transportation will be disrupted.
A fuel shortage will create secondary effects.*Without access to automobile travel,*people will be unable to get to work causing labor shortages and increased economic*damage. Without cars, many people cannot access grocery stores, banks, doctors, and*other daily needs. Public bus systems will cease to operate as well, preventing many*disabled and elderly people from accessing these necessities. Without fuel, police,*fire, rescue and other public service vehicles will be paralyzed, further jeopardizing*public safety.
Waste Removal

Within days of a truck stoppage, Americans will be literally buried in *garbage with serious health and environmental consequences. Further, without fuel deliveries, many waste processing facilities will be unable to operate equipment such as backhoes and incinerators.
Uncollected and deteriorating waste products create rich breeding grounds*for microorganisms, insects, and other vermin. Hazardous materials and medical waste will introduce toxins as well as infectious diseases into living environments. Urban areas will, of course, be significantly impacted within just a couple of days.
Retail / Manufacturing / Economy

Replenishment of goods will be disrupted. Many of the nation’s leading retailers*rely on just-in-time delivery to keep inventory levels as low as possible. Similar to*the low-unit-of-measure hospital inventory system, these stores rely on frequent*deliveries to replenish basic goods. Often, delivery of a shipment is not triggered*until the current inventory is nearly depleted. Without truck deliveries, retailers will*be unable to restock goods, including consumer basics such as bottled water, canned*goods, and paper products.
Consumer behavior during emergencies triples the rate of inventory turn-over.Since many large retail outlets typically keep inventories as lean as possible, problems*often arise quickly during truck transportation slowdowns that occur from crises such*as hurricanes.
Just-in-time manufacturers will shut down assembly lines within hours. Major*American manufacturers, ranging from computer manufacturers such as Dell and*Compaq to major automakers such as GM and Ford, rely on just-in-time*manufacturing. Without truck deliveries, component shortages and manufacturing delays will develop within hours
Financial Sector

ATM and branch bank cash resources will be exhausted quicky. In today’s fastpaced, high-technology economy, consumers access cash 24/7 from 370,000 ATMs nationwide. JP Morgan Chase, the nation’s second largest consumer bank, replenishes its 6,600 ATMs via armored truck delivery every two to three days.*Given the increase in ATM activity that occurs before and after any type of crisis,*ATMs would run out of cash much sooner.
Small and medium-size businesses will lose access to cash.
Regular bank functions will cease.
While an event that disrupts truck transportation systems may be unlikely, recent history suggests it is fully plausible and the blowback can be devastating. A day after Hurricane Katrina ravaged New Orleans, panicked government officials stopped all transportation flow into the region, forcing hundreds of trucks loaded with emergency supplies like food and water to wait for permission before they could enter the area. As a result, thousands of residents of the city were left without items essential for survival. It took days before truck routes were re-opened and supplies were allowed to flow. Government officials acting on limited information, lack of knowledge and personal politics were responsible for restricting the flow of goods into New Orleans, potentially killing hundreds of people in the process.

What this incident demonstrated *is that when the trucks in America stop, all commerce and delivery stops with it.

Now consider what may happen if the emergency is more widespread, affecting not just a city, but the population of an entire region or the United States in its entirety.

http://www.shtfplan.com/emergency-pr…ences_04022012

Wyoming House advances doomsday bill

By JEREMY PELZER Star-Tribune capital bureau | Posted: Friday, February 24, 2012 6:00 pm

CHEYENNE — State representatives on Friday advanced legislation to launch a study into what Wyoming should do in the event of a complete economic or political collapse in the United States.

House Bill 85 passed on first reading by a voice vote. It would create a state-run government continuity task force, which would study and prepare Wyoming for potential catastrophes, from disruptions in food and energy supplies to a complete meltdown of the federal government.

The task force would look at the feasibility of

Wyoming issuing its own alternative currency, if needed. And House members approved an amendment Friday by state Rep. Kermit Brown, R-Laramie, to have the task force also examine conditions under which Wyoming would need to implement its own military draft, raise a standing army, and acquire strike aircraft and an aircraft carrier.

The bill’s sponsor, state Rep. David Miller, R-Riverton, has said he doesn’t anticipate any major crises hitting America anytime soon. But with the national debt exceeding $15 trillion and protest movements growing around the country, Miller said Wyoming — which has a comparatively good economy and sound state finances — needs to make sure it’s protected should any unexpected emergency hit the U.S.

Several House members spoke in favor of the legislation, saying there was no harm in preparing for the worst.

“I don’t think there’s anyone in this room today what would come up here and say that this country is in good shape, that the world is stable and in good shape — because that is clearly not the case,” state Rep. Lorraine Quarberg, R-Thermopolis, said. “To put your head in the sand and think that nothing bad’s going to happen, and that we have no obligation to the citizens of the state of Wyoming to at least have the discussion, is not healthy.”

Wyoming’s Department of Homeland Security already has a statewide crisis management plan, but it doesn’t cover what the state should do in the event of an extreme nationwide political or economic collapse. In recent years, lawmakers in at least six states have introduced legislation to create a state currency, all unsuccessfully.

The task force would include state lawmakers, the director of the Wyoming Department of Homeland Security, the Wyoming attorney general and the Wyoming National Guard’s adjutant general, among others.

The bill must pass two more House votes before it would head to the Senate for consideration. The original bill appropriated $32,000 for the task force, though the Joint Appropriations Committee slashed that number in half earlier this week.

University of Wyoming political science professor Jim King said the potential for a complete unraveling of the U.S. government and economy is “astronomically remote” in the foreseeable future.

But King noted that the federal government set up a Continuity of Government Commission in 2002, of which former U.S. Sen. Al Simpson, R-Wyo., was co-chairman. However, King said he didn’t know of any states that had established a similar board.

Read more: http://trib.com/news/state-and-regional/govt-and-politics/wyoming-house-advances-doomsday-bill/article_af6e1b2b-0ca4-553f-85e9-92c0f58c00bd.html#ixzz1nS2JSf35

Test tube hamburgers to be served this year

Time to grow your own food.

The world’s first test tube hamburger will be served up this October after scientists perfected the art of growing beef in the lab.

By , Science Correspondent, in Vancouver
8:00PM GMT 19 Feb 2012

By generating strips of meat from stem cells researchers believe they can create a product that is identical to a real burger.

The process of culturing the artificial meat in the lab is so laborious that the finished product, expected to arrive in eight months’ time, will cost about £220,000 (EUR250,000).

But researchers expect that after producing their first patty they will be able to scale up the process to create affordable artificial meat products.

Mass-producing beef, pork, chicken and lamb in the lab could satisfy the growing global demand for meat – forecast to double within the next 40 years – and dramatically reduce the harm that farming does to the environment.

Last autumn the Telegraph reported that Prof Mark Post of Maastricht University in the Netherlands had grown small strips of muscle tissue from a pig’s stem cells, using a serum taken from a horse foetus.

Speaking at the American Academy for the Advancement of Science (AAAS) annual meeting in Vancouver yesterday afternoon (SUNDAY), Prof Post said his team has successfully replicated the process with cow cells and calf serum, bringing the first artificial burger a step closer.

He said: “In October we are going to provide a proof of concept showing out of stem cells we can make a product that looks, feels and hopefully tastes like meat.”

Although it is possible to extract a limited number of stem cells from cows without killing them, Prof Post said the most efficient way of taking the process forward would still involve slaughter.

He said: “Eventually my vision is that you have a limited herd of donor animals in the world that you keep in stock and that you get your cells form there.”

Each animal would be able to produce about a million times more meat through the lab-based technique than through the traditional method of butchery, he added.

Making a complete burger will require 3,000 strips of muscle tissue, each of which measures about 3cm long by 1.5cm wide, with a thickness of half a millimetre and takes six weeks to produce.

The meat will then be ground up with 200 strips of fat tissue, produced in the same way, to make a hamburger.

To produce the meat, stem cells are placed in a broth containing vital nutrients and serum from a cow foetus which allow them to grow into muscle cells and multiply up to 30 times.

The strips of meat begin contracting like real muscle cells, and are attached to velcro and stretched to boost this process and keep them supple.

At the moment the method produces meat with realistic fibres and a pinkish-yellow tinge, but Prof Post expects to produce more authentically coloured strips in the near future.

He forecast that, with the right funding and regulatory approval, his method could be scaled up to industrial proportions within as little as ten years.

But creating different cuts, such as steaks, would be more problematic because to grow thicker strips of meat would require an artificial blood supply, he added.

The work is being financed by anonymous and extremely wealthy benefactor who Prof Post claims is a household name with a reputation for “turning everything into gold”.

Prof Post plans to ask Heston Blumenthal to cook the meat, and the anonymous financer will decide who to invite to eat it.

The only person to have tried the lab-grown meat so far is a Russian journalist who snatched a sample of pork during a visit to Prof Post’s lab at Maastricht University last year and declared himself unimpressed.

http://www.telegraph.co.uk/science/science-news/9091628/Test-tube-hamburgers-to-be-served-this-year.html